Money saving tips from Japan

Budgeting philosophy: Live below your means.

Carry a small book - Kakeibo

Start your month by writing down how much you want to save and what needs to happen to make it a reality. And then write down your weekly spendings and look back on your past month.

Ask your four questions at the beginning of every month:

1. How much money do you have available?
2. How much would you like to save?
3. How much are you spending?
4. How can you improve?

Then, you need to write down your answers in a notebook - by hand.

Ask your four questions at the end of every month:

1. Did you meet your savings target this month?
2. What ways did you find to save money?
3. Which areas did you spend too much on?
4. What will you change next month?

Then, you need to write down your answers in a notebook - by hand.